Most people pay for at least one thing they stopped using months ago. List what you pay for, tag what stays, and see exactly how much goes back in your pocket every year.
Example monthly prices. Enter your own amount above if it differs.
Nothing here yet. Add your first subscription, or tap a common one above.
Your yearly picture
You still pay
$0
0 active, per month
Could cancel
$0
per year, if you follow through
Already cancelled
$0
per month you stopped paying
Back in your pocket
$0
More than the monthly numbers suggest. A single $12.99 plan is $155.88 a year. Five services at around $15 each is roughly $900 a year, before any price rises. Monthly pricing is designed to feel small. The yearly number is the honest one, and this audit shows it to you in one place.
The expensive part is rarely the subscription you love. It is the one you forgot: the free trial that quietly converted, the app you stopped opening, the service you kept "just in case." Forgetting is the most expensive subscription you have.
Add everything that renews, or tap a common example above. To change a listed price, remove that line and add it again with your own amount. Then tag each line: keep it, could cancel, or already cancelled. The totals update in real time as you tag.
The math is deliberately simple: each monthly cost times 12. "You still pay" is the monthly cost of every subscription not marked cancelled, including those you could cancel. "Could cancel" is the yearly amount sitting in subscriptions you already suspect you do not need. "Back in your pocket" is what your cancelled ones would have cost you over the next year.
Is my subscription data stored anywhere?
No. Everything you type stays in your browser tab. Nothing is saved, sent, or tracked, and closing the page clears it. If you tick the consent box and leave your email in the form on this page, that address is stored on the Vantage Point web host so Vantage Point can contact you later. Nothing is sent today, no third party receives it, and you can ask for removal at any time.
What counts as a subscription?
Anything that charges you on a repeating schedule: streaming, music, cloud storage, apps, gym memberships, delivery passes, premium versions of free tools. If it renews without asking, it belongs on the list.
Does cancelling a subscription hurt my credit score?
No. A subscription is not a loan. Cancelling one has no effect on your credit. The only thing to check is whether a contract has a minimum term or a cancellation fee.
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